✦ Mallorca × Ireland ✦

Buy property in Mallorca — the Irish buyer's guide

Irish buyers are increasingly choosing Mallorca for holiday homes, retirement or rental investment — 300 days of sunshine, safety and Mediterranean lifestyle just a short flight from Dublin. MCA Casas Mallorca is a multilingual boutique agency helping Irish buyers in English, French, German and Spanish — no language barrier, no administrative surprises.

Flights & access

Direct flights from Dublin to Palma (~2h50) with Aer Lingus, Ryanair and TUI year-round. Seasonal direct flights from Cork and Shannon with Ryanair and Aer Lingus, April to October. Frequent daily connections make weekend trips easy.

Taxes, NIE & fees

Purchase costs for Irish buyers: ITP (property transfer tax) 8–13% on resale homes, or 10% IVA + 1.5% AJD on new-builds. Notary and registry: 1–2%. Legal fees: ~1%. Annual costs: IBI (council tax) ~0.4–1.1% of cadastral value, plus non-resident income tax if renting out. As EU citizens, Irish buyers can purchase and reside freely in Spain. The Ireland–Spain double-taxation treaty prevents being taxed twice.

Buying process

1) Obtain your NIE (Spanish tax number) — we introduce you to English-speaking lawyers who can handle it via power of attorney. 2) Open a Spanish bank account. 3) Sign the Arras contract (10% deposit). 4) Complete at the notary (typically 6–10 weeks after offer). We coordinate lawyer, notary, surveyor and mortgage broker in English throughout.

Popular areas

Palma & Santa Catalina

City-centre apartments, marina life, year-round community

Port d'Andratx & Camp de Mar

Sea views, protected marina, prime villa market

Deià & Sóller

Serra de Tramuntana UNESCO site, stone villages

Pollença & Formentor

North of the island, English-speaking community, family beaches

Santanyí & Ses Salines

South-east calas, boutique restaurants, quiet and authentic

FAQ

Can Irish citizens buy property in Spain without restriction?

Yes. As EU citizens, there are no restrictions on owning real estate in Spain and no visa needed for residency.

How long does the purchase take?

From accepted offer to keys, count on 6 to 10 weeks assuming your NIE and financing are ready.

Can I get a Spanish mortgage?

Irish buyers can obtain Spanish mortgages up to 60–70% LTV. We connect you with brokers who work in English.

Book a free 30-minute discovery call with our English-speaking advisors.