✦ MCA Casas Mallorca × International buyers ✦
Buying a house in Mallorca, guided in your language
MCA Casas Mallorca is a boutique estate agency covering all 53 municipalities of the island. Marie-Christine Kayser and Amandine Orsoni guide international buyers through targeted searches, off-market properties, negotiation, NIE, notary, taxation and settling in — in French, English, Spanish, German and Scandinavian languages.
Why buy with a multilingual agency in Mallorca
Buying in Spain involves rules you may not know: a compulsory NIE number, a deposit contract (contrato de arras), a notary chosen by the buyer, ITP or VAT depending on the property, and a 3% retention when a non-resident sells. A misunderstanding in a preliminary contract can be very expensive. We translate, explain and check every document, working with English-speaking lawyers and gestores in Palma.
Where to buy, depending on your project
Palma and its bay: characterful apartments in the old town, penthouses in Portixol, villas in Son Vida. South-west (Andratx, Calvià, Bendinat, Santa Ponsa): architect-designed villas, marinas and golf, the most international market. Serra de Tramuntana (Deià, Sóller, Valldemossa, Fornalutx): UNESCO-listed stone houses. North (Pollença, Alcúdia, Artà): townhouses and fincas near the finest beaches. South-east (Santanyí, Campos, Ses Salines, Felanitx): contemporary fincas and turquoise coves. Centre (Sineu, Sencelles, Petra, Llucmajor): authenticity and the best value for money.
The real cost of buying property in Mallorca
Budget 10 to 13% on top of the asking price: progressive ITP of 8 to 13% in the Balearics for resale homes (or 10% VAT + 1.2% AJD for new builds), notary and land registry 0.5 to 1%, lawyer around 1%, plus bank fees if you finance. Non-residents commonly obtain Spanish mortgages of a maximum of 50% of the property's fiscal value. We put a full budget in writing before any offer, so there are no surprises at signing.
Our support before, during and after
Before: defining your brief, grouped viewings over one or two trips, access to unpublished properties. During: negotiation, legal and planning checks (habitation certificate, ETV tourist licence, cadastral compliance), notary coordination, bank account and NIE. After: builders, architects, rental management, international schools, healthcare and everyday life. Our clients stay supported long after completion.
Renting, reselling, inheriting
We also sell your Mallorca property with an evidence-based valuation and multilingual exposure (French, Spanish, German, English, Swedish, Norwegian, Danish), manage seasonal rentals where an ETV licence exists — a rare asset that clearly increases resale value — and handle property inheritance, with dedicated support for families facing an estate on the island.
Our properties in Mallorca
Cala Romantica (Manacor)
2-bedroom semi-detached house, communal pool Cala Romantica
€430,000
Cala Romantica (Manacor)
Houses in a private residence with pools in Cala Romantica
€741,000
Palma · La Lonja
Duplex penthouse in Palma with three terraces, views of the cathedral, the sea and the mountains, from La Lonja
€1,789,000
Palma · Son Vida
Architectural villa in raw concrete, glass and Mediterranean stone, located in the secure hills of Son Vida above Palma
€5,995,000
Santa Ponsa · Nova Santa Ponsa
Frontline Penthouse in Santa Ponsa with Direct Sea Access and Panoramic Rooftop Terrace
€1,750,000
Cala Vynies
Cala Vynies -Four-bedroom villa on two levels with distinct living areas, magnificent garden, swimming pool and sea views over the Bay of Palma
€2,395,000
Palma
New villa above Puerto Portals, featuring south-facing terraces and a saltwater infinity pool facing the sea
€7,200,000
Palma · Foners
Palma - Corner Penthouse with 90 m² terrace, sea and cathedral views
€900,000
Manacor
Comprehensive renovation 2025, guest accommodation, pool, panoramic views over the Manacor valley
€1,998,000
Frequently asked questions
Can I buy in Mallorca without speaking Spanish?
Yes. With MCA Casas Mallorca the whole process runs in your language: viewings, negotiation, translated documents and a clear explanation of every clause before signing at the notary.
Do I need a NIE to buy in Spain?
Yes, the NIE (foreigner identification number) is required to sign a deed, open an account or pay taxes. Cost with our assistance: 150 to 300 €.
What are the purchase costs in Mallorca?
Between 10 and 13% of the price: ITP of 8 to 13% on resale homes (or 10% VAT + 1.2% AJD on new builds), notary and registry, lawyer, and possible bank fees.
Can a foreign buyer get a Spanish mortgage?
Yes. Spanish banks finance a maximum of 50% of the property's fiscal value for non-residents. We introduce you to bankers used to international files.
How is a foreign owner taxed in Mallorca?
Annual local IBI tax, non-resident income tax, a possible Balearic wealth tax, and the double taxation treaty with your country. We work with tax advisers in Palma.
Do you cover the whole island?
Yes, all 53 municipalities of Mallorca: Palma, the Serra de Tramuntana, the north, east, south and inland.
Resources for international buyers
Let's talk about your Mallorca project
A no-obligation conversation to define budget, areas and timing.
Contact us