Buy property in Mallorca — the Canadian buyer's guide

No direct flights from Canada to Palma, but easy one-stop connections via London, Paris, Frankfurt, Madrid or Barcelona from Toronto Pearson (YYZ), Montréal-Trudeau (YUL), Vancouver (YVR) and Calgary (YYC). Total travel time: 11–14 hours. Air Canada, Air Transat, WestJet, Lufthansa, KLM, British Airways and Iberia all offer convenient routings year-round.

Purchase costs for Canadian buyers: ITP (property transfer tax) 8–13% on resale homes, or 10% IVA + 1.5% AJD on new-builds. Notary and registry: 1–2%. Legal fees: ~1%. Annual costs: IBI (property tax) ~0.4–1.1% of cadastral value, plus non-resident income tax if renting out. Canadians are non-EU: the 90/180-day Schengen rule applies. For longer stays, the Non-Lucrative Visa (proof of passive income ~€2,400/month) or Digital Nomad Visa (remote workers) opens 1–3 year residency. Canada–Spain double-taxation treaty prevents being taxed twice on the same income.

1) Obtain your NIE (Spanish tax number) — we introduce you to English- and French-speaking lawyers who can handle it via power of attorney, so you don't need to fly over for administrative steps. 2) Open a Spanish bank account (remote opening possible). 3) Sign the Arras contract (10% deposit, wire transfer from Canada). 4) Complete at the notary (typically 6–10 weeks after offer). We coordinate lawyer, notary, surveyor, mortgage broker and currency-transfer specialists — perfect for buyers managing the process from across the Atlantic.